Intelligent Investments

We research and may include a variety of investment product types in our portfolios that range from individual stocks/bonds, to mutual funds, closed-end funds and exchange traded funds (ETFs). However, ETFs are the primary building blocks used to construct many of our portfolios which can offer important benefits.

HIGHLY TRANSPARENT

You know exactly what you own within each ETF and can minimize overlap within your portfolio.

LIQUID

You have easy acces to your funds without surrender charges or holding period requirements.

LOW MANAGEMENT FEES

Most are designed to track or replicate a market index, whis is generally more cost effective than actively-managing funds.

NO CASH ALLOCATION

There is no need to hold a cash allocation within each fund allowing them to be fully invested according to the stated objective.

LOW TURNOVER

There are minimal trade costs or fees associated with changes to the underlying holdings within each ETF.

QUALITY MANAGEMENT

They are managed by globally recognized investment firms offering a valuable, additional layer of oversight and managment.

SPECIALIZED INVESTMENT EXPOSURE

They provide efficient and easy access to a wide range of asset types, similar to those used by large institutional investors.

FLEXIBLE TRADING

They can be bought and sold throughout the day allowing for timely investment decisions and accurate pricing.

10 TAX EFFICIENT

The structure and trading processes are geared towards minimizing tax implications and impacts for taxable accounts

BASKET OF SECURITIES

Each ETF contains dozens, hundreds, or even thousands of individual securites helping to minimize company specfic risks.