About

Brian Schmitz

Principal ChFEBC, NSSA
bschmitz@structuredplan.com

Brian Schmitz, NSSA, ChFEBC has been in the financial planning and investment management business since 1995 when after graduation from Taylor University he was recruited by Merrill Lynch.  While at Merrill Lynch, Brian and a senior advisor managed $480 million in client assets and routinely ranked in the Top 10 of all Merrill Lynch advisory groups out of nearly 20,000 advisors.

Brian left Merrill Lynch in 2002 to join OBS Financial Services, a start-up institutional investment management firm catering to bank trust companies.  From 2002 to 2008 Brian helped OBS grow from basically zero clients to 56 bank trust clients that entrusted OBS with over a billion dollars in assets to manage.  In 2008 Brian, and the other principals at OBS, chose to sell the company to Texans Financial, a credit union owned by Texas Instruments.

After the sale of the company Brian and three other former members of OBS Financial Services founded Structured Wealth Management, a Registered Investment Advisory firm in Toledo, Ohio.  At Structured Wealth Management Brian went back to his roots managing money for small companies, business owners, and individuals at or near retirement.  At Structured Wealth Brian is able to use the same strategies and portfolios he used to help OBS Financial Services have tremendous success managing trust accounts for banking clients throughout the United States.

In 2009 Brian and his two business partners also began opening tax offices in Toledo, Ohio.  Since 2009 the tax offices have done over 20,000 tax returns for individuals and companies in Northwest Ohio and Southern Michigan.  Brian says, “having a tax background allows us to calculate social security maximization strategies and then coordinate the social security benefits with distributions from taxable and tax-free accounts to minimize or eliminate taxes for clients in retirement”.

Brian lives in Holland, Ohio with his wife Brooke and sons Beckham and Blaine.  When he is not working he enjoys spending time with his family at Devils Lake and playing golf with friends and clients.

Tom Rogers

Principal ChFEBC, NSSA
trogers@structuredplan.com

Thomas specializes in providing strategies and guidance for those who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or $50,000, we can help you make sure it works as hard and as smart as you did in earning and saving it. Like many people, your retirement may last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. We have helped individuals and couples, at all economic levels, to achieve their financial and long-term goals and enjoy retirement by working hard and smart, and being ready for them when needed.

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.

We’re very hopeful for an opportunity to discuss your retirement strategy so you can learn firsthand how we can be of benefit. There is no cost or obligation of talking with us by phone or meeting to discuss your circumstances and your retirement goals. We look forward to working with you soon to help you lower your stress and worry over your retirement years.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.